Quine Tax

Nigeria PAYE, VAT, WHT, Presumptive & CIT, calculated in seconds.

Start a calculation

Built for the 2025 Tax Act. PAYE bands and reliefs match the current law, not the old regime.

Runs on your device. Figures are calculated locally — nothing is sent to a server.

Free, no account. No sign-up or subscription to get a number.

How it works

1

Enter your numbers

Gross income, or take-home if that's what you know. Add rent, pension, or termination benefit if they apply.

2

See the full breakdown

Every band, relief, and deduction shown separately — not just a final figure.

3

Save it for later

Keep a running history on this device. Nothing is sent anywhere — calculations never leave your browser.

Frequently asked questions

What are Nigeria's PAYE tax rates for 2026?

The first ₦800,000.00 of taxable income is tax-free, then 15% up to ₦3,000,000.00, 18% up to ₦12,000,000.00, 21% up to ₦25,000,000.00, 23% up to ₦50,000,000.00, 25% above ₦50,000,000.00.

What is Nigeria's VAT rate?

Nigeria's VAT rate is 7.5%, unchanged under the 2026 tax reform.

How is my taxable income worked out?

Taxable income is gross income less pension, NHF, and NHIS contributions, plus rent relief (20% of annual rent paid, capped at ₦500,000.00). Anyone earning at or below ₦70,000.00/month is fully exempt.

Do freelancers/informal-sector earners pay tax differently?

Yes. Under NTA §29 and the Presumptive Tax Regulations 2026, turnover below ₦12,000,000.00 owes no presumptive tax; turnover at or above that floor is taxed by default at 1% of turnover, though you may opt out of the presumptive regime and file under full self-assessment instead.

What changed from the old PAYE regime?

The old regime (in force through 2025) taxed income from ₦1 with no tax-free band, at rates from 7% to 24%, using a Consolidated Relief Allowance instead of itemized reliefs. See the old-vs-new comparison in the calculator.

Do registered companies pay tax differently from individuals?

Yes. Under NTA §56, a small company — gross turnover at or below ₦50,000,000.00/year and fixed assets at or below ₦250,000,000.00, excluding professional-services businesses — pays 0% Companies Income Tax. Filing is still required even at 0% owed; only the amount owed changes.

Does tax get deducted from my invoices before I get paid?

Yes. Under the Deduction of Tax at Source (Withholding) Regulations 2024, a client should withhold 5% on professional/consultancy fees or technical services, 10% on rent, and 2% on general contracts or goods supply. This withholding tax (WHT) isn't extra tax — it's a credit against what you owe when you file your annual return.

Is Quine Tax free, and does it store my data?

Yes, it's free with no account needed. Calculations run on your device and are never sent to a server.

Is this official tax advice?

No — for guidance only, not tax advice.

For guidance only — not tax advice.