Nigeria Capital Gains Tax (CGT) Calculator

Yes. Under NTA §28(2)(a)(v)/§58, an individual's chargeable gain is aggregated into their total taxable income and taxed at the same progressive PAYE bands, not a separate flat rate. A company's chargeable gain (§27(1)/§56) is folded into total profits and taxed at the existing 0%/30% Companies Income Tax rate instead.

Nigeria Capital Gains Tax for 2026

Whichever mechanism applies, the chargeable gain itself is always disposal proceeds less cost base (clamped to zero for a loss/break-even disposal) before either rate is applied.

CGT thresholds and rates
ThresholdValue
Share-disposal proceeds ceiling₦150,000,000.00
Share-disposal gain ceiling₦10,000,000.00
Small-company rate0%
Standard-company rate30%

Frequently asked questions

Do individuals and companies pay Capital Gains Tax differently?

Yes. Under NTA §28(2)(a)(v)/§58, an individual's chargeable gain is aggregated into their total taxable income and taxed at the same progressive PAYE bands, not a separate flat rate. A company's chargeable gain (§27(1)/§56) is folded into total profits and taxed at the existing 0%/30% Companies Income Tax rate instead.

Is my property or share sale exempt from Capital Gains Tax?

A dwelling-house used as your principal private residence is fully exempt under §51 (once per lifetime, no minimum-ownership period). Nigerian-company shares are exempt under §34(1)(a) if disposal proceeds are under ₦150,000,000 and the gain is ₦10,000,000 or less, or if the shares were fully reinvested in Nigerian-company shares within the same year, or transferred in a regulated securities-lending transaction.

Is there a small-transaction exemption for selling crypto in Nigeria?

There's no small-transaction or de-minimis exemption for crypto or other digital-asset disposals under Nigerian law — §52's personal-chattels exemption is restricted to tangible movable property, and digital assets are intangible by the NTA's own definition. Every taxable digital-asset disposal is chargeable regardless of size.

Is eNaira (or another CBDC) subject to Capital Gains Tax?

Sovereign digital currency — the eNaira or a foreign central bank digital currency — is treated as fiat, not a chargeable asset, so disposing of it never triggers Capital Gains Tax or virtual-asset withholding under the NRS Guidelines.

Does my exchange withhold tax when I sell crypto or an NFT?

Yes, for Cryptocurrency (e.g. Bitcoin, Ethereum), Security / investment token, NFT — VASPs (virtual asset service providers) are required to withhold 1% of your gross disposal proceeds and remit it, whether the disposal is a gain or a loss. Credit what was withheld against your final liability when you file your annual return.

Is TaxLane free, and does it store my data?

Yes, it's free with no account needed. Calculations run on your device and are never sent to a server.

Is this official tax advice?

No — for guidance only, not tax advice.