Run the same salary through two different PAYE calculators and get two different answers back? It's usually not a bug in either tool — it's one of three specific places calculators quietly disagree.
National Housing Fund (NHF) contributions have been voluntary for private-sector employees since a 2025 NHF Act amendment — not a flat, mandatory deduction every calculator should apply automatically.
Guides disagree on what the 8% employee pension rate applies to — some use gross salary, others only basic, housing, and transport allowances. TaxLane sidesteps the dispute entirely: it asks for your actual pension contribution amount rather than computing one from an assumed base, so it never has to pick a side.
Rent relief is 20% of the annual rent you actually pay, capped at ₦500,000.00 — some calculators list the percentage without the cap, which overstates the relief for anyone paying high rent.
See exactly how these three rules apply to your own numbers with TaxLane's PAYE calculator.
Enter your own NHF and pension contributions — no guessing a base.
National Housing Fund (NHF) contributions have been voluntary for private-sector employees since a 2025 NHF Act amendment — not a flat, mandatory deduction every calculator should apply automatically.
Guides disagree on what the 8% employee pension rate applies to — some use gross salary, others only basic, housing, and transport allowances. TaxLane sidesteps the dispute entirely: it asks for your actual pension contribution amount rather than computing one from an assumed base, so it never has to pick a side.
Rent relief is 20% of the annual rent you actually pay, capped at ₦500,000.00 — some calculators list the percentage without the cap, which overstates the relief for anyone paying high rent.
No — for guidance only, not tax advice.